2025 401k Catch Up Contribution Limit Over 60

2025 401k Catch Up Contribution Limit Over 60. 401k Contribution Limits 2025 Catch Up 2025 Nina C. Johnson Kelley has over two decades of experience advising on. The catch-up contribution limit that generally applies for employees aged 50 and over who participate in most 401(k), 403(b), governmental 457 plans, and the federal government's Thrift Savings Plan remains $7,500 for 2025

CatchUp 401(k) Contribution Limits Mercer Advisors
CatchUp 401(k) Contribution Limits Mercer Advisors from www.merceradvisors.com

So, that's a maximum of: o $77,500 including catch-up contributions for those over 50 years old This "super catch-up contribution" allows you to save 50% more than the regular catch-up amount

CatchUp 401(k) Contribution Limits Mercer Advisors

In 2025, workers under 50 can contribute up to $23,500 to a 401(k), whereas with an IRA, the limit is only $7,000 This "super catch-up contribution" allows you to save 50% more than the regular catch-up amount Kelley has over two decades of experience advising on.

401 K Limits 2025 Catch Up Alaa Hope. Therefore, participants in most 401(k), 403(b), governmental 457 plans and the federal government's Thrift Savings. That number includes a $23,500 contribution limit and a catch-up contribution of $11,250.

2025 Maximum 401k Contribution Limits Over 50 Luna Mariyah. Starting in 2025, employees aged 60 to 63 years old who participate in one of those work plans have a higher catch-up contribution limit Key details include: Age Range: The enhanced limit applies from the year an individual turns 60 until the year they turn 64.